FAQs
1
Do I really need life insurance?
Yes — if you have loved ones who depend on you financially. Life insurance ensures that your family can cover daily expenses, debts, or future goals like college even if something unexpected happens to you.
How much life insurance coverage do I need?
A good rule of thumb is 10–15 times your annual income, but it depends on your lifestyle, debts, and future goals. Our advisors can help you calculate the right amount for your unique situation.
Will I need to take a medical exam?
Not necessarily. Many of our plans are available without any medical exam, especially if you’re in good health. Some policies only require a brief health questionnaire.
How quickly can I get covered?
You can apply in minutes and in many cases, get approved the same day — no paperwork, no waiting weeks.
Can I keep my policy if I change jobs or move?
Absolutely. Your policy is yours — not tied to your job or location. It goes with you, wherever life takes you.
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